Experts

in risk insurance

since 1972

OUR ROLE

Assess your risk profile and protection needs

Navigate the complex insurance landscape on your behalf

Present clear information and options from across the market

Empower you to make confident decisions about your financial future

Services

Winestone & Associates offer leading risk management solutions for businesses, families and individuals.

We tailor our plans, taking into account your individual needs and circumstances to ensure you’re looked after when you need it most.

Your interests and wellbeing are at the heart of everything we do. At Winestone & Associates you’re part of the extended family.

Life Insurance
Total & Permanent Disability Insurance (TPD)
Trauma Insurance
Income Protection Insurance
Buy/Sell Insurance
Keyperson Protection

Why Choose Us?

Why use an adviser instead of going directly to an insurer?

We provide market-wide advice. This means you benefit from our broad product knowledge and can be confident you’re getting a solution that truly fits your needs, not just what one insurer offers.

Testimonials

What our clients say

I have been a client of Morris for over 20 years, and his advice and guidance over that time has been extremely valuable. Dealing with insurance companies can be a complicated area, but in 2024 when I needed to rely on the insurance I had in place, Morris was there to guide me through the process and ensure that I got what I was entitled to under my policy. The outcome gave me the peace of mind I needed to recover from a serious operation, safe in the knowledge that my family was financially taken care of. I can’t recommend Morris highly enough.

They've been there for me when I needed it most. They handled everything and made sure there were no problems. The paperwork was the last thing I wanted to deal with at that time. You're dealing with a family firm, so you're more than just a client and they care for you.

It quickly becomes obvious after spending just a small amount of time with them just how much they care about their clients. They're really responsive and don't desert you when things get tough. The most important thing is that I know they'll be there when I need them most.

Len has a commitment to the relationship ahead of the income. 37 years ago Len took the time to explain risk insurance to me while I was just a panel beater, and all these years later, his advice and knowledge is still invaluable to me. It gives me comfort to know that if the worst happens, all my wife has to do it pick up the phone and he’ll be there.

Make sure you have the right level of coverage. Morris Winestone reviewed my policy and recommended another income protection policy to accommodate my changing lifestyle. A few years later I never dreamt I'd be diagnosed with leukaemia. I'm very appreciative of Winestone & Associates' sound advice and support which has made all the difference.

After shutting down the business and three months without income things get a little desperate. For us, the payout means survival. We're very lucky we found Winestone, whose attention to detail made sure we had the right policy from the very start.

Keeping up-to-date

How often should I review my insurance?

Life is dynamic, and so should be your insurance coverage. We recommend reviewing your policies at least annually, or whenever significant life changes occur.

Changes in your family structure, employment status, business ventures, or financial situation can all impact your insurance needs. Moreover, insurance products, premiums, and options evolve over time, potentially offering new benefits or cost savings.

Stay protected by touching base with us regularly – we’re here to ensure your coverage always aligns with your current circumstances and future goals.